You cannot sell a car that is under finance, unless the balance gets settled with the bank.
The concept of "taking over" someone else's payments is illegal and both parties expose themselves to legal repercussion if they do that.
Once a vehicle is settled the Certificate of Registration can be requested from the bank. If it gets paid up in the normal course of events - the bank should, but do not always send the Certificate of Registration (Natis Doc, or RC1) back to the Client.
So if your vehicle is paid up long ago and you can't find the COR, it is probably still with the bank, and we will request it from them if we buy your car.
Please comment if you have questions.
Dirk
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